COMPLETE SECURITY WHILE ONLINE BANKING

Today, we all use the Internet to check our bank account balance, pay bills, and keep track of personal finances. But do we do it in the safest way possible? We should be using Protegent total security to keep our details and safe and secure and we also believe that it is a good time to advise you other options on the safe use of online banking.

Online banking
1. Use a reliable device

When accessing your account online, the most basic rule is that you use a reliable device. In general, the best choice is to use your own, such as your computer, tablet or cell phone, because this makes it easier to detect any suspicious activity (for example, if the device does not behave as usual). If possible, do not use third-party or publicly accessible equipment, as they put both your account and your savings at risk.

2. Don't connect from any network

Not all networks have the recommended degree of security for you to use banking or make payments online. Neither the public Wi-Fi network of a cafeteria nor the open networks that we can access from anywhere are the safest to see your savings or pay bills. If you have no other option, at least use a virtual private network (VPN) so that communications are encrypted (and, thus, no matter how hard someone intercepts them, they will not be able to read them).

3. Install the latest updates

Install all the updates to the operating system and the Protegent total security software you use, so as not to leave possible access doors open that cybercriminals can take advantage of to get your data or infect the device. There are many programs that allow you to install updates automatically, and that look for security patches and new versions without you having to be pending, which saves time and maximizes protection.

4. Use a reliable and up-to-date security program

Before accessing your online banking account or making a payment online, install a reliable and up-to-date multi-layered Protegent total security software that protects your device against many types of malicious code, as well as impersonation scams via emails or seemingly harmless websites that aim to steal your confidential information.

5. Create a strong password and don't use it again

Think about whether the password of your online banking account is really safe. To learn how to create a good password, consider these tips.

However, having a strong password is not enough: one of the most important rules is never to use it again for any other account. It is true that it is difficult to come up with an intricate combination for each case and that in turn is difficult to guess, but it must be borne in mind that, if someone discovers the password of only one of your accounts and it happens that you use the same one for operations banking, social media and all the rest, it can be catastrophic.

A very useful and easy-to-remember alternative is phrase-based passwords, as the video shows. Another alternative is the use of password managers, which store the combination of all your accounts and you only have to remember one master key.

6. Use two factor authentication

If your bank offers you the possibility of using a second authentication factor (2FA) to protect your account, take advantage of it: it is a method that allows you to verify if it was you who connected or made a transaction, because it knows what your own devices are, like your cell phone. So even if someone gets your password, they won't be able to use it because they won't be able to pass the second verification.

7. Don't be fooled

Cybercriminals will literally do anything to get your information or confidential data: they will pretend they work for your bank, they will send you a false notification or they will send you an email with a link to change your password.

Those are some of the lies they use to deceive you and make you reveal information about your cards or your account password. Remember that if you receive an email asking you to change your account access data or follow a link, it is important to make sure it is genuine. It is best to call the bank or go in person.

8. Use the "Disconnect" button

Are you not going to continue using the account for now? So, log out. If a cybercriminal tries to access your session, it will be more difficult for them to harm you when your account is closed.

9. Turn on text message notifications

If you only log into your online banking account once a month or less, activate the receipt of notifications on your cell phone: having up-to-date information on the latest transactions will help you recognize any suspicious activity.

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