COMPLETE SECURITY WHILE ONLINE BANKING
Today, we all use the Internet to check our bank account balance, pay bills, and keep track of personal finances. But do we do it in the safest way possible? We should be using Protegent total security to keep our details and safe and secure and we also believe that it is a good time to advise you other options on the safe use of online banking.
1. Use a reliable device
When accessing your account online, the most basic rule is
that you use a reliable device. In general, the best choice is to use your own,
such as your computer, tablet or cell phone, because this makes it easier to
detect any suspicious activity (for example, if the device does not behave as
usual). If possible, do not use third-party or publicly accessible equipment,
as they put both your account and your savings at risk.
2.
Don't connect from any network
Not all networks have the recommended degree of security
for you to use banking or make payments online. Neither the public Wi-Fi
network of a cafeteria nor the open networks that we can access from anywhere
are the safest to see your savings or pay bills. If you have no other option,
at least use a virtual private network (VPN) so that communications are
encrypted (and, thus, no matter how hard someone intercepts them, they will not
be able to read them).
3.
Install the latest updates
Install all the updates to the operating system and the Protegent total
security software you use, so as not to leave possible access doors
open that cybercriminals can take advantage of to get your data or infect the
device. There are many programs that allow you to install updates automatically,
and that look for security patches and new versions without you having to be
pending, which saves time and maximizes protection.
4.
Use a reliable and up-to-date security program
Before accessing your online banking account or making a
payment online, install a reliable and up-to-date multi-layered Protegent total security
software that protects your device against many types of malicious
code, as well as impersonation scams via emails or seemingly harmless websites
that aim to steal your confidential information.
5.
Create a strong password and don't use it again
Think about whether the password of your online banking
account is really safe. To learn how to create a good password, consider these
tips.
However, having a strong password is not enough: one of the
most important rules is never to use it again for any other account. It is true
that it is difficult to come up with an intricate combination for each case and
that in turn is difficult to guess, but it must be borne in mind that, if
someone discovers the password of only one of your accounts and it happens that
you use the same one for operations banking, social media and all the rest, it
can be catastrophic.
A very useful and easy-to-remember alternative is
phrase-based passwords, as the video shows. Another alternative is the use of
password managers, which store the combination of all your accounts and you
only have to remember one master key.
6.
Use two factor authentication
If your bank offers you the possibility of using a second
authentication factor (2FA) to protect your account, take advantage of it: it
is a method that allows you to verify if it was you who connected or made a
transaction, because it knows what your own devices are, like your cell phone.
So even if someone gets your password, they won't be able to use it because
they won't be able to pass the second verification.
7.
Don't be fooled
Cybercriminals will literally do anything to get your
information or confidential data: they will pretend they work for your bank,
they will send you a false notification or they will send you an email with a
link to change your password.
Those are some of the lies they use to deceive you and make
you reveal information about your cards or your account password. Remember that
if you receive an email asking you to change your account access data or follow
a link, it is important to make sure it is genuine. It is best to call the bank
or go in person.
8.
Use the "Disconnect" button
Are you not going to continue using the account for now?
So, log out. If a cybercriminal tries to access your session, it will be more
difficult for them to harm you when your account is closed.
9.
Turn on text message notifications
If you only log into your online banking account once a
month or less, activate the receipt of notifications on your cell phone: having
up-to-date information on the latest transactions will help you recognize any
suspicious activity.
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